Plan Ledger DOL Form 5500 · updated monthly

Donegal Mutual Insurance Company401(k)

DONEGAL MUTUAL INSURANCE COMPANY 401K PLAN · MARIETTA, PA · plan year 2025

Reported admin expense ratio · 2025
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Donegal Mutual Insurance Company reported $6,376 in plan administrative expenses for 2025: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,031 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.13% to 0.00%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 271st-largest of 3,651 plans among Pennsylvania employers on file, and the 555th of 4,798 in finance & insurance. In 2025, employees put in $1.96 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$215,196,056
Participants with balances1,056
Active participants847
Employer contributions$4,261,641
Employee contributions$8,333,538
Employer contribution per active participant$5,031
Average account balance$203,784
Benefits paid to participants$26,405,051
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$215.2M · 1,056 accts · $4.3M emplr
2024$198.2M · 1,064 accts · $4.0M emplr
2023$173.0M · 1,105 accts · $4.0M emplr
2022$149.4M · 1,101 accts · $3.5M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$6,376
Total administrative$6,376
The Donegal Mutual Insurance Company 401(k) match · 2025
Employer contribution per active participant$5,031
Median for plans this size$4,093
2025$5,031 per active participant
2024$4,789 per active participant
2023$5,057 per active participant
2022$4,022 per active participant

Donegal Mutual Insurance Company's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$6,376

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$6,376 · 0.00%
2024$5,544 · 0.00%
2023$137,494 · 0.09%
2022$209,695 · 0.13%
Same employer
Similar plansFinance & Insurance · Pennsylvania
Chatham Financial PA$234.3M · 0.03%
The Glenmede Corporation PA$230.3M · 0.03%
Geisinger Health Plan PA$196.7M · 0.03%
Pfm Financial Advisors LLC PA$176.5M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231336198 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.