Plan Ledger DOL Form 5500 · updated monthly

Distributors Corporation of America401(k)

DCA RETIREMENT PLAN · MEMPHIS, TN · plan year 2023

Reported admin expense ratio · 2023
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Distributors Corporation of America reported $17,812 in plan administrative expenses for 2023: 0.42% of average plan assets, below the peer median. Employer contributions averaged $232 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.27% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Tennessee (1,121st of 1,496), and 3,734th of 4,246 in wholesale trade. In 2023, employees put in $7.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,334,115
Participants with balances93
Active participants205
Employer contributions$47,492
Employee contributions$371,142
Employer contribution per active participant$232
Average account balance$46,603
Benefits paid to participants$673,268
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2023$4.3M · 93 accts · $47K emplr
2022$4.1M · 102 accts · $47K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$1,000
Investment management$16,512
Total administrative$17,812
The Distributors Corporation of America 401(k) match · 2023
Employer contribution per active participant$232
Median for plans this size$1,308
2023$232 per active participant
2022$117 per active participant

Distributors Corporation of America's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
COLLIER INSURANCE$14,852
VOYA RETIREMENT INSURANCE & ANNUITY · Investment advisory (participants)$2,130

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$17,812 · 0.42%
2022$17,731 · 0.27%
Similar plansWholesale Trade · Tennessee
Hyosung Hico, LTD TN$5.8M · 0.41%
M&A Supply Company, Inc. TN$4.1M · 0.68%
Del Conca USA, Inc. TN$4.0M · 0.81%
Rs Capital Holdings, LLC TN$3.8M · 1.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 620727265 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.