Plan Ledger DOL Form 5500 · updated monthly

Directional Services, Inc.401(k)

DSI 401(K) PLAN · HOPE MILLS, NC · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Directional Services, Inc. reported $63,821 in plan administrative expenses for 2024: 0.68% of average plan assets, above the peer median. Employer contributions averaged $1,705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in North Carolina (1,112th of 2,005), and 3,103rd of 5,337 in construction. In 2024, the employer put in $1.25 for every $1.00 employees contributed themselves; active participation has grown from 205 to 603 since 2022.

Plan summary
Net assets, end of year$9,944,834
Participants with balances603
Active participants603
Employer contributions$1,028,397
Employee contributions$821,684
Employer contribution per active participant$1,705
Average account balance$16,492
Benefits paid to participants$2,006,896
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.9M · 603 accts · $1.0M emplr
2023$8.9M · 405 accts · $753K emplr
2022$6.5M · 205 accts · $854K emplr
Administrative expenses, itemized · 2024
Investment management$63,821
Total administrative$63,821
The Directional Services, Inc. 401(k) match · 2024
Employer contribution per active participant$1,705
Median for plans this size$1,313
2024$1,705 per active participant
2023$2,274 per active participant
2022$4,168 per active participant

Directional Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RETIREMENT PLAN SOLUTIONS, INC. · Contract administrator$28,580
CAPITAL INVESTMENT GROUP INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$63,821 · 0.68%
2023$39,920 · 0.52%
2022$60,947 · 0.80%
Same employer
Similar plansConstruction · North Carolina
Sears Contract, Inc. NC$10.8M · 0.32%
Micron Precision, LLC NC$10.5M · 0.16%
Smith-Rowe LLC NC$9.4M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 203794220 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.