Plan Ledger DOL Form 5500 · updated monthly

Dignified Home Loans, LLC401(k)

DIGNIFIED HOME LOANS LLC 401(K) PROFIT SHARING PLAN · WESTLAKE VILLAGE, CA · plan year 2025

Reported admin expense ratio · 2025
0.69%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Dignified Home Loans, LLC reported $55,989 in plan administrative expenses for 2025: 0.69% of average plan assets, above the peer median. Employer contributions averaged $26 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.82% to 0.69%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (5,872nd of 9,483), and 4,125th of 4,798 in finance & insurance. In 2025, employees put in $180.83 for every $1.00 the employer contributed; active participation has shrunk from 111 to 67 since 2022.

Plan summary
Net assets, end of year$8,539,404
Participants with balances79
Active participants67
Employer contributions$1,769
Employee contributions$319,882
Employer contribution per active participant$26
Average account balance$108,094
Benefits paid to participants$537,809
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$8.5M · 79 accts · $2K emplr
2024$7.6M · 89 accts
2023$7.0M · 107 accts · $22K emplr
2022$6.4M · 168 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$28,252
Investment management$27,737
Total administrative$55,989
The Dignified Home Loans, LLC 401(k) match · 2025
Employer contribution per active participant$26
Median for plans this size$1,464
2025$26 per active participant
2023$374 per active participant

Dignified Home Loans, LLC's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$1,704
OPPENHEIMER & CO. INC. · Investment advisory (participants)$27,734

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$55,989 · 0.69%
2024$52,214 · 0.71%
2023$57,899 · 0.86%
2022$57,970 · 0.82%
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Sunbit CA$8.8M · 0.25%
Cbc Federal Credit Union CA$8.6M · 0.45%
Geozoning, Inc. CA$8.5M · 0.07%
1ST Capital Bank CA$8.5M · 0.39%
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Source: U.S. Department of Labor, Form 5500 series, EIN 272070732 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.