Plan Ledger DOL Form 5500 · updated monthly

Dickinson Financial Corporation401(k)

DICKINSON FINANCIAL CORPORATION RETIREMENT PLAN · KANSAS CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Dickinson Financial Corporation reported $178,719 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. Employer contributions averaged $931 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 243rd-largest of 1,393 plans among Missouri employers on file, and the 1,265th of 4,798 in finance & insurance. In 2024, employees put in $3.02 for every $1.00 the employer contributed; active participation has grown from 784 to 1,084 since 2022.

Plan summary
Net assets, end of year$72,936,821
Participants with balances704
Active participants1,084
Employer contributions$1,009,313
Employee contributions$3,043,454
Employer contribution per active participant$931
Average account balance$103,603
Benefits paid to participants$7,571,837
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$72.9M · 704 accts · $1.0M emplr
2023$66.5M · 682 accts · $981K emplr
2022$56.6M · 841 accts · $974K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$84,223
Investment management$73,962
Total administrative$178,719
The Dickinson Financial Corporation 401(k) match · 2024
Employer contribution per active participant$931
Median for plans this size$3,635
2024$931 per active participant
2023$1,250 per active participant
2022$1,242 per active participant

Dickinson Financial Corporation's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MMA SECURITIES LLC · Investment advisory (plan)$73,962

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$178,719 · 0.26%
2023$185,500 · 0.30%
2022$191,224 · 0.30%
Same employer
Similar plansFinance & Insurance · Missouri
Eps Nass Parent, Inc. MO$76.3M · 0.23%
Country Club Bank MO$76.2M · 0.19%
Flat Branch Mortgage, Inc. MO$75.3M · 0.18%
Southern Bank MO$70.4M · 0.02%
Ameri-National Corporation MO$60.1M · 0.25%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 431487933 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.