Plan Ledger DOL Form 5500 · updated monthly

Dick Smith Automotive Group401(k)

DICK SMITH AUTOMOTIVE GROUP 401(K) PROFIT SHARING PLAN · COLUMBIA, SC · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Dick Smith Automotive Group reported $25,921 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $462 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 195th-largest of 807 plans among South Carolina employers on file, and the 1,082nd of 5,215 in retail trade. In 2024, employees put in $10.16 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$28,453,635
Participants with balances246
Active participants243
Employer contributions$112,294
Employee contributions$1,141,347
Employer contribution per active participant$462
Average account balance$115,665
Benefits paid to participants$1,182,517
Plan auditUnmodified (clean) audit opinion
AuditorBAUKNIGHT PIETRAS & STORMER, PA
Plan history3
Yearassets · accounts · employer contribution
2024$28.5M · 246 accts · $112K emplr
2023$25.4M · 249 accts · $138K emplr
2022$22.3M · 247 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,921
Total administrative$25,921
The Dick Smith Automotive Group 401(k) match · 2024
Employer contribution per active participant$462
Median for plans this size$2,416
2024$462 per active participant
2023$604 per active participant

Dick Smith Automotive Group's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$25,921
JANNEY MONTGOMERY SCOTT LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$25,921 · 0.10%
2023$16,514 · 0.07%
2022$22,315 · 0.09%
Same employer
Similar plansRetail Trade · South Carolina
The Greenery, Inc. SC$40.7M · 0.13%
The Spinx Company, Inc. SC$39.3M · 0.61%
Jje Capital Holdings, LLC SC$23.3M · 0.44%
Applegreen Companies SC$20.3M · 0.81%
Bestdrive, LLC SC$16.0M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 570806423 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.