Plan Ledger DOL Form 5500 · updated monthly

Diaz Stone and Pallet Inc.401(k)

DIAZ COMPANIES 401(K) RETIREMENT PLAN · MONTROSE, PA · plan year 2024

Reported admin expense ratio · 2024
0.97%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Diaz Stone and Pallet Inc. reported $28,465 in plan administrative expenses for 2024: 0.97% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,138 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.97%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Pennsylvania (3,145th of 3,651), and 4,463rd of 5,337 in construction. In 2024, employees put in $1.55 for every $1.00 the employer contributed; active participation has shrunk from 221 to 168 since 2022.

Plan summary
Net assets, end of year$3,222,784
Participants with balances126
Active participants168
Employer contributions$191,174
Employee contributions$296,746
Employer contribution per active participant$1,138
Average account balance$25,578
Benefits paid to participants$296,839
Plan auditUnmodified (clean) audit opinion
AuditorMMQ & ASSOCIATES, P.C
Plan history3
Yearassets · accounts · employer contribution
2024$3.2M · 126 accts · $191K emplr
2023$2.7M · 147 accts · $231K emplr
2022$2.0M · 202 accts · $243K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,465
Total administrative$28,465
The Diaz Stone and Pallet Inc. 401(k) match · 2024
Employer contribution per active participant$1,138
Median for plans this size$1,313
2024$1,138 per active participant
2023$1,231 per active participant
2022$1,101 per active participant

Diaz Stone and Pallet Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$19,660
MERRILL LYNCH PIERCE FENNER & SMITH · Pension consulting · Investment advisory (plan)$8,797

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,465 · 0.97%
2023$22,542 · 0.97%
2022$17,894 · 0.94%
Same employer
Similar plansConstruction · Pennsylvania
J. K. Mechanical, Inc. PA$3.9M · 0.84%
Frontier Environmental PA$3.3M · 1.32%
Wilkinson Homes, LLC PA$2.9M · 0.63%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200514441 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.