Plan Ledger DOL Form 5500 · updated monthly

Diamond Bank401(k)

DIAMOND BANK 401(K) PLAN · HOT SPRINGS, AR · plan year 2025

Reported admin expense ratio · 2025
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Diamond Bank reported $48,049 in plan administrative expenses for 2025: 0.40% of average plan assets, above the peer median. Employer contributions averaged $1,914 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.56% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 194th-largest of 456 plans among Arkansas employers on file, and 3,685th of 4,798 in finance & insurance. In 2025, employees put in $2.52 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,996,446
Participants with balances157
Active participants150
Employer contributions$287,112
Employee contributions$723,174
Employer contribution per active participant$1,914
Average account balance$82,780
Benefits paid to participants$541,016
Plan auditUnmodified (clean) audit opinion
AuditorATA CPA
Plan history4
Yearassets · accounts · employer contribution
2025$13.0M · 157 accts · $287K emplr
2024$10.8M · 157 accts · $297K emplr
2023$9.6M · 163 accts · $289K emplr
2022$7.5M · 162 accts · $247K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$18,873
Investment management$29,176
Total administrative$48,049
The Diamond Bank 401(k) match · 2025
Employer contribution per active participant$1,914
Median for plans this size$2,666
2025$1,914 per active participant
2024$1,952 per active participant
2023$1,792 per active participant
2022$1,565 per active participant

Diamond Bank's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
NEWPORT GROUP, INC. · Loan processing · Recordkeeping$18,873
PRIME CAPITAL INVESTMENT · Investment advisory (plan)$29,176

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Newport (Ascensus)
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$48,049 · 0.40%
2024$47,625 · 0.47%
2023$43,473 · 0.51%
2022$44,912 · 0.56%
Same employer
Similar plansFinance & Insurance · Arkansas
The Citizens Bank AR$16.2M · 0.63%
Encore Bank AR$14.7M · 0.99%
State Holding Company AR$14.3M · 0.55%
Fnbc Bank AR$11.0M · 0.30%
Union Bank AR$9.7M · 0.38%
Malvern National Bank AR$8.8M · 0.17%
Stone Bank AR$7.7M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710141380 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.