Plan Ledger DOL Form 5500 · updated monthly

Dfs Holding Company, LLC401(k)

DFS HOLDING COMPANY, LLC 401(K) PLAN · MT. PROSPECT, IL · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Dfs Holding Company, LLC reported $175,991 in plan administrative expenses for 2024: 0.61% of average plan assets, higher than ~75% of peers. Employer contributions averaged $724 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,325th-largest of 3,702 plans among Illinois employers on file, and the 1,372nd of 4,246 in wholesale trade. In 2024, employees put in $5.58 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$29,751,016
Participants with balances604
Active participants535
Employer contributions$387,274
Employee contributions$2,161,887
Employer contribution per active participant$724
Average account balance$49,257
Benefits paid to participants$4,531,551
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$29.8M · 604 accts · $387K emplr
2023$27.7M · 679 accts · $411K emplr
2022$23.9M · 692 accts · $414K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$170,955
Investment management$5,036
Total administrative$175,991
The Dfs Holding Company, LLC 401(k) match · 2024
Employer contribution per active participant$724
Median for plans this size$2,416
2024$724 per active participant
2023$743 per active participant
2022$766 per active participant

Dfs Holding Company, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$30,867
IFP INSURANCE GROUP, LLC · Investment advisory (plan)$5,031
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$175,991 · 0.61%
2023$128,939 · 0.50%
2022$153,342 · 0.59%
Same employer
Similar plansWholesale Trade · Illinois
Envoy Solutions, LLC IL$31.4M · 0.30%
Marshall Associates, Inc. IL$30.7M · 0.19%
Misumi USA, Inc. IL$29.8M · 0.25%
Koerner Distributor, Inc. IL$28.3M · 0.57%
Quad Plus LLC IL$28.1M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 273895381 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.