Plan Ledger DOL Form 5500 · updated monthly

Dfm Investment, Co.401(k)

DFM EMPLOYEES RETIREMENT & 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Dfm Investment, Co. reported $82,974 in plan administrative expenses for 2024: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,344 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.55% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 659th-largest of 1,393 plans among Missouri employers on file, and the 1,700th of 5,215 in retail trade. In 2024, employees put in $2.72 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$17,143,998
Participants with balances182
Active participants176
Employer contributions$412,552
Employee contributions$1,124,142
Employer contribution per active participant$2,344
Average account balance$94,198
Benefits paid to participants$2,032,826
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.1M · 182 accts · $413K emplr
2023$15.7M · 176 accts · $376K emplr
2022$13.0M · 163 accts · $345K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,487
Investment management$41,487
Total administrative$82,974
The Dfm Investment, Co. 401(k) match · 2024
Employer contribution per active participant$2,344
Median for plans this size$2,416
2024$2,344 per active participant
2023$2,138 per active participant
2022$2,038 per active participant

Dfm Investment, Co.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK RETIREMENT PLAN SVCS · Recordkeeping · Loan processing$41,487
CAPTRUST FINANCIAL ADVISORS · Investment advisory (plan)$41,487

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$82,974 · 0.50%
2023$69,649 · 0.48%
2022$76,224 · 0.55%
Similar plansRetail Trade · Missouri
Reed Automotive Group, Inc. MO$21.2M · 0.50%
Warrenton Oil Company, Inc. MO$17.8M · 0.52%
Jim Butler Chevrolet Inc. MO$17.7M · 0.77%
Black & McDonald, Inc. MO$15.5M · 0.58%
Carol House Furniture, Inc. MO$14.8M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 871456539 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.