Plan Ledger DOL Form 5500 · updated monthly

Detroit Country Day School403(b)

DCDS 403(B) PLAN · BEVERLY HILLS, MI · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Detroit Country Day School reported $99,176 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $5,172 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.08% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 285th-largest of 2,619 plans among Michigan employers on file, and the 501st of 3,091 in educational services. In 2024, employees put in $1.36 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$105,881,928
Participants with balances519
Active participants286
Employer contributions$1,479,203
Employee contributions$2,018,910
Employer contribution per active participant$5,172
Average account balance$204,011
Benefits paid to participants$10,433,960
Plan auditUnmodified (clean) audit opinion
AuditorPLANTE & MORAN, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$105.9M · 519 accts · $1.5M emplr
2023$100.8M · 502 accts · $1.4M emplr
2022$91.9M · 519 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,777
Investment management$59,399
Total administrative$99,176
Employer contributions to the Detroit Country Day School plan · 2024
Employer contribution per active participant$5,172
Median for plans this size$3,635
2024$5,172 per active participant
2023$5,522 per active participant
2022$4,602 per active participant

Detroit Country Day School's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA · Recordkeeping · Pension consulting$39,777
CAPTRUST · Investment management$59,399

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$99,176 · 0.10%
2023$70,125 · 0.07%
2022$78,229 · 0.08%
Same employer
Similar plansEducational Services · Michigan
Kettering University MI$201.1M · 0.22%
Davenport University MI$164.2M · 0.11%
Albion College MI$143.2M · 0.12%
Kalamazoo College MI$132.6M · 0.18%
La Petite Academy, Inc. MI$101.2M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381359251 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.