Plan Ledger DOL Form 5500 · updated monthly

Design Homes, Inc.401(k)

DESIGN HOMES 401(K) RETIREMENT PLAN · PRAIRIE DU CHIEN, WI · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Design Homes, Inc. reported $21,090 in plan administrative expenses for 2024: 0.39% of average plan assets, below the peer median. Employer contributions averaged $259 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Wisconsin (1,565th of 1,936), and 3,835th of 5,337 in construction. In 2024, employees put in $6.99 for every $1.00 the employer contributed; active participation has shrunk from 144 to 122 since 2022.

Plan summary
Net assets, end of year$5,736,613
Participants with balances117
Active participants122
Employer contributions$31,609
Employee contributions$220,901
Employer contribution per active participant$259
Average account balance$49,031
Benefits paid to participants$317,620
Plan auditUnmodified (clean) audit opinion
AuditorENGELSON AND ASSOCIATES, LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$5.7M · 117 accts · $32K emplr
2023$5.0M · 119 accts · $32K emplr
2022$5.2M · 146 accts · $32K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,090
Total administrative$21,090
The Design Homes, Inc. 401(k) match · 2024
Employer contribution per active participant$259
Median for plans this size$1,313
2024$259 per active participant
2023$256 per active participant
2022$220 per active participant

Design Homes, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$21,089
EDWARD JONES · Investment advisory (plan)indirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,090 · 0.39%
2023$18,674 · 0.37%
2022$16,766 · 0.29%
Similar plansConstruction · Wisconsin
Suburban Drywall Inc WI$5.9M · 0.78%
Rhd Plumbing, Inc. WI$5.5M · 0.65%
Inland Companies, Inc. WI$5.1M · 0.74%
Paul Davis Restoration WI$4.9M · 0.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391081838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.