Plan Ledger DOL Form 5500 · updated monthly

Denmar Associates, LLC401(k)

DENMAR ASSOCIATES, LLC 401(K) PROFIT SHARING PLAN · NEWMANSTOWN, PA · plan year 2025

Reported admin expense ratio · 2025
0.44%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Denmar Associates, LLC reported $80,290 in plan administrative expenses for 2025: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,201 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other management of companies employers. By assets it is the 1,536th-largest of 3,651 plans among Pennsylvania employers on file, and 438th of 786 in management of companies. In 2025, employees put in $2.98 for every $1.00 the employer contributed; active participation has grown from 327 to 424 since 2022.

Plan summary
Net assets, end of year$20,066,129
Participants with balances440
Active participants424
Employer contributions$509,100
Employee contributions$1,516,969
Employer contribution per active participant$1,201
Average account balance$45,605
Benefits paid to participants$981,465
Plan auditUnmodified (clean) audit opinion
AuditorSIMON LEVER
Plan history4
Yearassets · accounts · employer contribution
2025$20.1M · 440 accts · $509K emplr
2024$16.7M · 400 accts · $446K emplr
2023$12.9M · 304 accts · $339K emplr
2022$10.0M · 304 accts · $152K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,634
Investment management$76,656
Total administrative$80,290
The Denmar Associates, LLC 401(k) match · 2025
Employer contribution per active participant$1,201
Median for plans this size$2,666
2025$1,201 per active participant
2024$1,062 per active participant
2023$869 per active participant
2022$465 per active participant

Denmar Associates, LLC's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FULTON BANK N.A. · Recordkeeping · Investment advisory (participants)$80,290

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025FULTON BANK N.A.
2024FULTON BANK N.A.
2023FULTON BANK N.A.

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Administrative cost history4
2025$80,290 · 0.44%
2024$63,759 · 0.43%
2023$53,502 · 0.47%
2022$44,993 · 0.43%
Same employer
Similar plansManagement of Companies · Pennsylvania
Tioga Pipe ,Inc. PA$34.4M · 0.30%
Vogel Holding, Inc. PA$31.8M · 0.55%
Empire Kosher Poultry, Inc. PA$17.1M · 0.62%
Vantage Holding Company LLC PA$14.5M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232043141 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.