Plan Ledger DOL Form 5500 · updated monthly

Denco Family, Inc.401(k)

THE FAMILY 401(K) PLAN · WHITTIER, CA · plan year 2024

Reported admin expense ratio · 2024
1.44%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Denco Family, Inc. reported $35,613 in plan administrative expenses for 2024: 1.44% of average plan assets, higher than ~90% of peers. Employer contributions averaged $17 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.18% to 1.44%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in California (8,040th of 9,483), and 1,286th of 2,240 in accommodation & food services. In 2024, employees put in $16.00 for every $1.00 the employer contributed; active participation has shrunk from 1,218 to 1,055 since 2022.

Plan summary
Net assets, end of year$2,602,896
Participants with balances622
Active participants1,055
Employer contributions$17,652
Employee contributions$282,384
Employer contribution per active participant$17
Average account balance$4,185
Benefits paid to participants$308,341
Plan auditUnmodified (clean) audit opinion
AuditorJAMES MILLER, P.C. CPA
Plan history3
Yearassets · accounts · employer contribution
2024$2.6M · 622 accts · $18K emplr
2023$2.3M · 758 accts · $304K emplr
2022$1.6M · 1,184 accts · $718K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,613
Total administrative$35,613
The Denco Family, Inc. 401(k) match · 2024
Employer contribution per active participant$17
Median for plans this size$1,313
2024$17 per active participant
2023$280 per active participant
2022$590 per active participant

Denco Family, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ECONOMIC GROUP PENSION SERVICES · Contract administrator$6,109
FLEXPATH STRATEGIES LLC$1,176

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$35,613 · 1.44%
2023$16,914 · 0.85%
2022$11,357 · 1.18%
Similar plansAccommodation & Food Services · California
Far West Services, LLC CA$2.7M · 0.32%
Pac Pizza CA$2.6M · 0.90%

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Source: U.S. Department of Labor, Form 5500 series, EIN 461731629 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.