Plan Ledger DOL Form 5500 · updated monthly

Deluxe Auto Carriers Inc401(k)

DELUXE AUTO CARRIERS INC 401(K) PROFIT SHARING PLAN & TRUST · JURUPA VALLEY, CA · plan year 2023

Reported admin expense ratio · 2023
0.88%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Deluxe Auto Carriers Inc reported $14,131 in plan administrative expenses for 2023: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,244 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 6 years on file its reported administrative ratio fell from 3.05% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in California (8,337th of 9,483), and 2,122nd of 2,677 in transportation & warehousing. In 2023, employees put in $1.70 for every $1.00 the employer contributed; active participation has grown from 141 to 198 since 2017.

Plan summary
Net assets, end of year$1,929,581
Participants with balances116
Active participants198
Employer contributions$246,334
Employee contributions$419,282
Employer contribution per active participant$1,244
Average account balance$16,634
Benefits paid to participants$233,123
Plan auditUnmodified (clean) audit opinion
Plan history7
Yearassets · accounts · employer contribution
2024$0 · $375K emplr
2023$1.9M · 116 accts · $246K emplr
2022$1.3M · 105 accts · $249K emplr
2020$383K · 79 accts
2019$149K · 43 accts
2018$25K · 2 accts
2017$28K · 2 accts
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$14,131
Total administrative$14,131
The Deluxe Auto Carriers Inc 401(k) match · 2023
Employer contribution per active participant$1,244
Median for plans this size$1,308
2023$1,244 per active participant
2022$1,467 per active participant

Deluxe Auto Carriers Inc's 2023 employer contribution ran below the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
ADP, INC. · Loan processing · Recordkeeping$5,430
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$8,701
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

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Administrative cost history7
2024Not separately reported
2023$14,131 · 0.88%
2022$10,566 · 0.98%
2020$3,127 · 1.17%
2019$1,571 · 1.81%
2018$1,209 · 4.62%
2017$798 · 3.05%
Same employer
Similar plansTransportation & Warehousing · California
SHIP8 Inc. CA$2.3M · 0.83%
Web to Door Corporation CA$2.0M · 0.48%
Nri USA, LLC CA$1.8M · 1.36%
Pacific Air Cargo CA$1.6M · 0.59%
Mtc Transportation CA$1.5M · 1.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202037002 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.