Plan Ledger DOL Form 5500 · updated monthly

Delta Dental Plan of Michigan, Inc.401(k)

DELTA DENTAL PLAN OF MICHIGAN EMPLOYEES' 401K PLAN · OKEMOS, MI · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Delta Dental Plan of Michigan, Inc. reported $29,369 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $993 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.027% to 0.030%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 283rd-largest of 2,619 plans among Michigan employers on file, and the 962nd of 4,798 in finance & insurance. In 2024, employees put in $6.20 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$106,273,370
Participants with balances1,234
Active participants1,191
Employer contributions$1,183,129
Employee contributions$7,339,876
Employer contribution per active participant$993
Average account balance$86,121
Benefits paid to participants$8,011,058
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$106.3M · 1,234 accts · $1.2M emplr
2023$91.8M · 1,197 accts · $805K emplr
2022$79.3M · 1,200 accts · $116K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,369
Total administrative$29,369
The Delta Dental Plan of Michigan, Inc. 401(k) match · 2024
Employer contribution per active participant$993
Median for plans this size$3,635
2024$993 per active participant
2023$696 per active participant
2022$103 per active participant

Delta Dental Plan of Michigan, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
USI CONSULTING GROUP · Recordkeeping · Consulting$29,369

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024USI Consulting
2023USI Consulting

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$29,369 · 0.03%
2023$27,932 · 0.03%
2022$23,976 · 0.03%
Same employer
Similar plansFinance & Insurance · Michigan
Dfcu Financial MI$130.7M · 0.02%
Mercantile Bank MI$125.0M · 0.27%
Dp Fox Holdings, LLC MI$112.9M · 0.35%
Aaa Life Insurance Company MI$98.5M · 0.16%
Meadowbrook, Inc. MI$96.5M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381791480 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.