Plan Ledger DOL Form 5500 · updated monthly

Delta Dental of Rhode Island401(k)

DELTA DENTAL OF RHODE ISLAND 401(K) PROFIT SHARING PLAN · PROVIDENCE, RI · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Delta Dental of Rhode Island reported $4,150 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $11,138 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.007% to 0.008%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 67th-largest of 286 plans among Rhode Island employers on file, and the 1,553rd of 4,798 in finance & insurance. In 2024, the employer put in $1.06 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$55,294,946
Participants with balances175
Active participants108
Employer contributions$1,202,861
Employee contributions$1,136,010
Employer contribution per active participant$11,138
Average account balance$315,971
Benefits paid to participants$3,014,349
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$55.3M · 175 accts · $1.2M emplr
2023$48.5M · 197 accts · $1.3M emplr
2022$40.2M · 192 accts · $1.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,850
Total administrative$4,150
The Delta Dental of Rhode Island 401(k) match · 2024
Employer contribution per active participant$11,138
Median for plans this size$3,635
2024$11,138 per active participant
2023$11,338 per active participant
2022$11,451 per active participant

Delta Dental of Rhode Island's 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WORLD INVESTMENT ADVISORS, LLCindirect comp
THE ANGELL PENSION GROUP, INC. · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,150 · 0.01%
2023$2,600 · 0.01%
2022$3,100 · 0.01%
Same employer
Similar plansFinance & Insurance · Rhode Island
Embrace Home Loans, Inc. RI$82.7M · 0.04%
Banknewport RI$63.9M · 0.04%
Navigant Credit Union RI$58.7M · 0.30%
COASTAL1 Credit Union RI$47.3M · 0.03%
Centreville Savings Bank RI$31.9M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 050296998 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.