Plan Ledger DOL Form 5500 · updated monthly

Dedham Country Day School403(b)

DEDHAM COUNTRY DAY SCHOOL DC RETIREMENT PLAN · DEDHAM, MA · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Dedham Country Day School reported $35,647 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $5,358 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.14%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 1,094th-largest of 2,726 plans among Massachusetts employers on file, and the 1,377th of 3,091 in educational services. In 2024, employees put in $1.41 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,743,405
Participants with balances178
Active participants79
Employer contributions$423,304
Employee contributions$596,837
Employer contribution per active participant$5,358
Average account balance$150,244
Benefits paid to participants$1,224,635
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.7M · 178 accts · $423K emplr
2023$24.2M · 175 accts · $423K emplr
2022$21.1M · 178 accts · $415K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,361
Audit (IQPA)$286
Total administrative$35,647
Employer contributions to the Dedham Country Day School plan · 2024
Employer contribution per active participant$5,358
Median for plans this size$2,416
2024$5,358 per active participant
2023$5,293 per active participant
2022$5,129 per active participant

Dedham Country Day School's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA$13,719
LION STREET ADVISORS$12,000
FLEXPATH STRATEGIES$9,642

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$35,647 · 0.14%
2023$37,424 · 0.17%
2022$27,024 · 0.12%
Similar plansEducational Services · Massachusetts
Clarke School for the Deaf MA$27.5M · 0.03%
Middlesex School MA$27.1M · 0.14%
Riverview School, Inc. MA$26.8M · 0.01%
Dean College MA$26.7M · 0.21%
Schools for Children, Inc. MA$26.1M · 0.00%
Brimmer and May School MA$25.6M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042106704 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.