Plan Ledger DOL Form 5500 · updated monthly

D.E.W. Construction Corp.401(k)

D.E.W. CONSTRUCTION 401(K) PROFIT SHARING PLAN · WILLISTON, VT · plan year 2025

Reported admin expense ratio · 2025
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

D.E.W. Construction Corp. reported $67,640 in plan administrative expenses for 2025: 0.40% of average plan assets, above the peer median. Employer contributions averaged $2,090 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 106th-largest of 230 plans among Vermont employers on file, and the 2,143rd of 5,337 in construction. In 2025, employees put in $4.30 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$18,535,533
Participants with balances174
Active participants118
Employer contributions$246,661
Employee contributions$1,059,468
Employer contribution per active participant$2,090
Average account balance$106,526
Benefits paid to participants$1,027,142
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$18.5M · 174 accts · $247K emplr
2024$15.2M · 165 accts · $230K emplr
2023$14.3M · 163 accts · $220K emplr
2022$12.3M · 147 accts · $218K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,706
Investment management$31,934
Audit (IQPA)$14,000
Total administrative$67,640
The D.E.W. Construction Corp. 401(k) match · 2025
Employer contribution per active participant$2,090
Median for plans this size$2,666
2025$2,090 per active participant
2024$2,075 per active participant
2023$1,877 per active participant
2022$1,946 per active participant

D.E.W. Construction Corp.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TRG INVESTMENT ADVISORS LLC · Investment advisory (plan)$31,934
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$18,290
CARON & BLETZER, PLLC · Accounting / audit$14,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$67,640 · 0.40%
2024$37,722 · 0.26%
2023$11,910 · 0.09%
2022Not separately reported
Same employer
Similar plansConstruction · Vermont
Control Technologies, Inc. VT$24.5M · 0.03%
Engineers Construction, Inc VT$22.1M · 0.51%
Vhv Company VT$18.6M
Alliance Group, Inc. VT$13.1M · 0.28%
Vermont Mechanical, Inc. VT$9.2M · 0.59%
Isun, Inc. VT$9.0M · 0.57%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043360865 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.