Plan Ledger DOL Form 5500 · updated monthly

D & H Company401(k)

D & H COMPANY 401(K) PLAN · TUPELO, MS · plan year 2024

Reported admin expense ratio · 2024
1.32%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

D & H Company reported $49,099 in plan administrative expenses for 2024: 1.32% of average plan assets, higher than ~90% of peers. Employer contributions averaged $238 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.51% to 1.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Mississippi (258th of 367), and 4,004th of 5,215 in retail trade. In 2024, employees put in $6.27 for every $1.00 the employer contributed; active participation has grown from 436 to 556 since 2022.

Plan summary
Net assets, end of year$4,154,357
Participants with balances476
Active participants556
Employer contributions$132,439
Employee contributions$830,658
Employer contribution per active participant$238
Average account balance$8,728
Benefits paid to participants$473,493
Plan auditUnmodified (clean) audit opinion
AuditorMONROE SHINE & CO., INC.
Plan history3
Yearassets · accounts · employer contribution
2024$4.2M · 476 accts · $132K emplr
2023$3.3M · 419 accts · $124K emplr
2022$2.6M · 472 accts · $138K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,514
Trustee / custodial$32,585
Total administrative$49,099
The D & H Company 401(k) match · 2024
Employer contribution per active participant$238
Median for plans this size$1,313
2024$238 per active participant
2023$267 per active participant
2022$316 per active participant

D & H Company's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EPIC RETIREMENT PLAN SERVICES, INC. · Recordkeeping · Participant communication$16,514
RENASANT BANK · Trustee$32,585

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$49,099 · 1.32%
2023$49,965 · 1.71%
2022$38,206 · 1.51%
Same employer
Similar plansRetail Trade · Mississippi
Hg Ms Admin, LLC MS$6.3M · 0.67%
Victory Marketing, LLC MS$5.3M · 0.40%
Barnes Crossing Auto LLC MS$3.5M · 1.48%
Triple V, Inc. MS$3.4M · 0.72%
Prince Oil Company, Inc. MS$3.4M · 0.77%

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Source: U.S. Department of Labor, Form 5500 series, EIN 640297943 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.