Plan Ledger DOL Form 5500 · updated monthly

Cz-Usa401(k)

CZ-USA 401(K) RETIREMENT PLAN · KANSAS CITY, KS · plan year 2023

Reported admin expense ratio · 2023
0.06%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Cz-Usa reported $2,048 in plan administrative expenses for 2023: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,167 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.10% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Kansas (682nd of 828), and 3,785th of 4,246 in wholesale trade. In 2023, the employer put in $1.17 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$4,041,441
Participants with balances115
Active participants86
Employer contributions$444,372
Employee contributions$379,562
Employer contribution per active participant$5,167
Average account balance$35,143
Benefits paid to participants$469,241
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $36K emplr
2023$4.0M · 115 accts · $444K emplr
2022$3.1M · 122 accts · $289K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$2,048
Total administrative$2,048
The Cz-Usa 401(k) match · 2023
Employer contribution per active participant$5,167
Median for plans this size$1,308
2023$5,167 per active participant
2022$3,079 per active participant

Cz-Usa's 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$2,048
TBS AGENCY INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$2,048 · 0.06%
2022$3,607 · 0.10%
Similar plansWholesale Trade · Kansas
Blish-Mize Co. KS$5.3M · 0.43%
Craneworks, Inc. KS$4.3M · 0.24%
Arrow Acquisition LLC KS$3.8M · 0.64%
Dgs-Acquisitions LLC KS$3.5M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 770445408 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.