Plan Ledger DOL Form 5500 · updated monthly

Cutchins Programs for Children and Families, Inc.403(b)

CUTCHINS PROGRAMS FOR CHILDREN AND FAMILIES, INC. TSA · NORTHAMPTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Cutchins Programs for Children and Families, Inc. reported $27,733 in plan administrative expenses for 2024: 0.61% of average plan assets, above the peer median. Employer contributions averaged $681 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.58% to 0.61%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Massachusetts (2,344th of 2,726), and 8,127th of 11,911 in health care & social assistance. In 2024, the employer put in $1.17 for every $1.00 employees contributed themselves; active participation has grown from 113 to 196 since 2022.

Plan summary
Net assets, end of year$4,636,175
Participants with balances129
Active participants196
Employer contributions$133,530
Employee contributions$114,279
Employer contribution per active participant$681
Average account balance$35,939
Benefits paid to participants$516,152
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.6M · 129 accts · $134K emplr
2023$4.4M · 120 accts · $121K emplr
2022$4.3M · 120 accts · $110K emplr
Administrative expenses, itemized · 2024
Investment management$27,733
Total administrative$27,733
Employer contributions to the Cutchins Programs for Children and Families, Inc. plan · 2024
Employer contribution per active participant$681
Median for plans this size$1,313
2024$681 per active participant
2023$765 per active participant
2022$972 per active participant

Cutchins Programs for Children and Families, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
BEACON BENEFITS INC · Contract administrator$1,980
MMLISindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$27,733 · 0.61%
2023$24,840 · 0.57%
2022$23,878 · 0.58%
Same employer
Similar plansHealth Care & Social Assistance · Massachusetts
18 Degrees, Inc. MA$4.7M · 0.06%
Fcp, Inc. MA$4.7M · 0.01%
The Essex Group Inc. MA$4.6M · 1.24%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 042604427 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.