Plan Ledger DOL Form 5500 · updated monthly

Customized Distribution Services, Inc.401(k)

CUSTOMIZED DISTRIBUTION SERVICES, INC. 401(K) PLAN · WHARTON, NJ · plan year 2024

Reported admin expense ratio · 2024
0.53%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Customized Distribution Services, Inc. reported $47,511 in plan administrative expenses for 2024: 0.53% of average plan assets, below the peer median. Employer contributions averaged $217 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.53%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in New Jersey (1,543rd of 2,419), and the 1,188th of 2,677 in transportation & warehousing. In 2024, employees put in $2.69 for every $1.00 the employer contributed; active participation has shrunk from 1,417 to 1,051 since 2022.

Plan summary
Net assets, end of year$9,567,207
Participants with balances245
Active participants1,051
Employer contributions$228,451
Employee contributions$614,644
Employer contribution per active participant$217
Average account balance$39,050
Benefits paid to participants$855,421
Plan auditUnmodified (clean) audit opinion
AuditorMSPC CERTIFIED PUBLIC ACCOUNTANTS
Plan history3
Yearassets · accounts · employer contribution
2024$9.6M · 245 accts · $228K emplr
2023$8.5M · 257 accts · $204K emplr
2022$7.2M · 281 accts · $246K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,157
Investment management$6,060
Total administrative$47,511
The Customized Distribution Services, Inc. 401(k) match · 2024
Employer contribution per active participant$217
Median for plans this size$1,313
2024$217 per active participant
2023$163 per active participant
2022$173 per active participant

Customized Distribution Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MORGAN STANLEY SMITH BARNEY LLC · Investment advisory (participants)$21,294
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$20,157
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$6,060

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$47,511 · 0.53%
2023$37,908 · 0.49%
2022$40,729 · 0.52%
Same employer
Similar plansTransportation & Warehousing · New Jersey
Crown Pacific, Inc. NJ$10.5M · 0.48%
Lx Pantos USA, Inc. NJ$10.5M · 0.24%
Lx Pantos USA, Inc. NJ$10.5M · 0.24%
Budd van Lines, Inc. NJ$10.0M · 0.19%
Langer Industries, Inc. NJ$9.5M · 0.09%
Rdtx Transportation Inc. NJ$8.5M · 0.02%
Rpm Employers 401K Plan NJ$7.7M · 0.01%
Rls Managed Services LLC NJ$7.7M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232833686 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.