Plan Ledger DOL Form 5500 · updated monthly

Custom Decorators, Inc.401(k)

CUSTOM DECORATORS, INC. 401(K) PLAN · TUALATIN, OR · plan year 2025

Reported admin expense ratio · 2025
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Custom Decorators, Inc. reported $8,473 in plan administrative expenses for 2025: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $928 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Oregon (521st of 1,021), and the 2,448th of 5,215 in retail trade. In 2025, employees put in $2.51 for every $1.00 the employer contributed; active participation has grown from 135 to 247 since 2022.

Plan summary
Net assets, end of year$10,966,699
Participants with balances149
Active participants247
Employer contributions$229,180
Employee contributions$576,030
Employer contribution per active participant$928
Average account balance$73,602
Benefits paid to participants$989,520
Plan auditUnmodified (clean) audit opinion
AuditorPERKINS & COMPANY P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$11.0M · 149 accts · $229K emplr
2024$9.7M · 142 accts · $228K emplr
2023$8.4M · 127 accts · $215K emplr
2022$6.7M · 117 accts · $233K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$4,515
Investment management$3,958
Total administrative$8,473
The Custom Decorators, Inc. 401(k) match · 2025
Employer contribution per active participant$928
Median for plans this size$2,666
2025$928 per active participant
2024$1,082 per active participant
2023$1,763 per active participant
2022$1,724 per active participant

Custom Decorators, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
ADP, INC. · Recordkeeping · Loan processing$4,515

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025ADP
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$8,473 · 0.08%
2024$5,667 · 0.06%
2023$2,533 · 0.03%
2022$2,623 · 0.04%
Similar plansRetail Trade · Oregon
Landmark Ford, Inc. OR$13.0M · 0.41%
Weston Buick Gmc, Inc. OR$12.6M · 0.41%
Curtis Trailers, Inc OR$9.6M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 464526627 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.