Plan Ledger DOL Form 5500 · updated monthly

Curtis Lumber Company, Inc401(k)

CURTIS LUMBER COMPANY, INCORPORATED EMPLOYEE SAVINGS & PROFIT SHARING PLAN · BALLSTON SPA, NY · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Curtis Lumber Company, Inc reported $176,052 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,973 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 1,066th-largest of 5,648 plans among New York employers on file, and the 503rd of 5,215 in retail trade. In 2024, employees put in $2.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$69,989,468
Participants with balances852
Active participants679
Employer contributions$1,339,636
Employee contributions$3,657,598
Employer contribution per active participant$1,973
Average account balance$82,147
Benefits paid to participants$8,658,395
Plan auditUnmodified (clean) audit opinion
AuditorBONADIO & COMPANY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$70.0M · 852 accts · $1.3M emplr
2023$64.5M · 904 accts · $1.4M emplr
2022$55.0M · 826 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,927
Investment management$167,125
Total administrative$176,052
The Curtis Lumber Company, Inc 401(k) match · 2024
Employer contribution per active participant$1,973
Median for plans this size$3,635
2024$1,973 per active participant
2023$2,021 per active participant
2022$2,073 per active participant

Curtis Lumber Company, Inc's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$8,927
THE OKBY GROUP AT MORGAN STANLEY · Consulting$167,125
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

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Administrative cost history3
2024$176,052 · 0.26%
2023$171,456 · 0.29%
2022$203,850 · 0.34%
Same employer
Similar plansRetail Trade · New York
Aijj Enterprises, Inc NY$81.8M · 0.38%
Warby Parker Inc. NY$74.6M · 0.26%
Gabrielli Truck Sales, LTD NY$74.3M · 0.08%
Cole Haan LLC NY$68.3M · 0.07%
Rallye Motors, LLC NY$66.0M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 141311618 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.