Plan Ledger DOL Form 5500 · updated monthly

Currier Plastics, Inc.401(k)

CAYUGA COUNTY CHAMBER OF COMMERCE INC. 401(K) PLAN · AUBURN, NY · plan year 2024

Reported admin expense ratio · 2024
1.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Currier Plastics, Inc. reported $101,130 in plan administrative expenses for 2024: 1.37% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,172 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.52% to 1.37%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in New York (3,936th of 5,648), and 9,752nd of 13,661 in manufacturing. In 2024, employees put in $2.85 for every $1.00 the employer contributed; active participation has shrunk from 229 to 192 since 2022.

Plan summary
Net assets, end of year$7,821,856
Participants with balances291
Active participants192
Employer contributions$225,050
Employee contributions$640,851
Employer contribution per active participant$1,172
Average account balance$26,879
Benefits paid to participants$859,760
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.8M · 291 accts · $225K emplr
2023$7.0M · 259 accts · $217K emplr
2022$5.6M · 258 accts · $236K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$99,711
Investment management$1,419
Total administrative$101,130
The Currier Plastics, Inc. 401(k) match · 2024
Employer contribution per active participant$1,172
Median for plans this size$1,313
2024$1,172 per active participant
2023$1,169 per active participant
2022$1,032 per active participant

Currier Plastics, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA FINANCIAL LIFE INSURAN · Recordkeeping · Loan processing$90,636
PINNACLE FINANCIAL SERVICES, INC. · Recordkeeping · Loan processing$9,186
MESIROW FINANCIAL, INC. · Investment advisory (plan)$1,419

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PINNACLE FINANCIAL SERVICES, INC., Transamerica
2023PINNACLE FINANCIAL SERVICES, INC., Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$101,130 · 1.37%
2023$105,180 · 1.68%
2022$88,665 · 1.52%
Same employer
Similar plansManufacturing · New York
Europastry USA, Inc NY$8.0M · 0.62%
Icm Controls Corp NY$7.9M · 0.26%
Thomas Electronics, Inc. NY$7.7M · 0.54%
Zenger Group, Inc NY$7.7M · 0.51%
Gourmet Boutique, LLC NY$7.7M · 0.98%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161190840 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.