Plan Ledger DOL Form 5500 · updated monthly

Cupples J & J Company, Inc.401(k)

CUPPLES J & J COMPANY, INC. 401(K) PROFIT SHARING PLAN · JACKSON, TN · plan year 2024

Reported admin expense ratio · 2024
1.18%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Cupples J & J Company, Inc. reported $71,607 in plan administrative expenses for 2024: 1.18% of average plan assets, higher than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Tennessee (1,001st of 1,496), and 10,582nd of 13,661 in manufacturing. active participation has shrunk from 232 to 198 since 2022.

Plan summary
Net assets, end of year$6,202,809
Participants with balances280
Active participants198
Employer contributions$0
Employee contributions$124,781
Employer contribution per active participant$0
Average account balance$22,153
Benefits paid to participants$773,472
Plan auditUnmodified (clean) audit opinion
AuditorATA, PC
Plan history3
Yearassets · accounts · employer contribution
2024$6.2M · 280 accts
2023$5.9M · 287 accts · $50K emplr
2022$5.0M · 265 accts · $50K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,788
Investment management$42,819
Total administrative$71,607
The Cupples J & J Company, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313
2023$226 per active participant
2022$216 per active participant

Cupples J & J Company, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
LPL FINANCIAL, LLC · Investment advisory (plan)$42,819
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$31,397

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$71,607 · 1.18%
2023$63,242 · 1.15%
2022$71,255 · 1.22%
Same employer
Similar plansManufacturing · Tennessee
M & M Industries Inc TN$6.3M · 1.24%
M3 Technology Group, Inc. TN$6.1M · 0.66%
Cha Technologies, Inc. TN$5.9M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621074431 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.