Plan Ledger DOL Form 5500 · updated monthly

Cumming Management Group, Inc.401(k)

CUMMING MANAGEMENT GROUP, INC. 401(K) PLAN-II · MURRIETA, CA · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cumming Management Group, Inc. reported $110,555 in plan administrative expenses for 2024: 0.08% of average plan assets, below the peer median. Employer contributions averaged $2,853 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 670th-largest of 9,483 plans among California employers on file, and the 988th of 11,654 in professional & technical services. In 2024, employees put in $3.35 for every $1.00 the employer contributed; active participation has grown from 1,103 to 1,787 since 2022.

Plan summary
Net assets, end of year$159,620,274
Participants with balances2,148
Active participants1,787
Employer contributions$5,097,615
Employee contributions$17,058,431
Employer contribution per active participant$2,853
Average account balance$74,311
Benefits paid to participants$19,721,863
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$159.6M · 2,148 accts · $5.1M emplr
2023$108.2M · 1,661 accts · $3.9M emplr
2022$79.5M · 1,432 accts · $2.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,943
Investment management$59,612
Total administrative$110,555
The Cumming Management Group, Inc. 401(k) match · 2024
Employer contribution per active participant$2,853
Median for plans this size$3,635
2024$2,853 per active participant
2023$2,965 per active participant
2022$2,463 per active participant

Cumming Management Group, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$59,612
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$50,943

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$110,555 · 0.08%
2023$72,988 · 0.08%
2022$45,725 · 0.06%
Same employer
Similar plansProfessional & Technical Services · California
Servicetitan, Inc. CA$168.7M · 0.06%
Gigamon, Inc. CA$160.1M · 0.03%
Mightyhive Inc. CA$159.8M · 0.10%
Globallogic Inc. CA$154.7M · 0.05%
Appfolio, Inc. CA$152.9M · 0.15%
Bpm LLP CA$152.1M · 0.04%

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Source: U.S. Department of Labor, Form 5500 series, EIN 208782096 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.