Plan Ledger DOL Form 5500 · updated monthly

Cts Construction, Inc.401(k)

CTS CONSTRUCTION, INC. PROFIT SHARING PLAN · CINCINNATI, OH · plan year 2024

Reported admin expense ratio · 2024
1.01%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cts Construction, Inc. reported $66,761 in plan administrative expenses for 2024: 1.01% of average plan assets, higher than ~75% of peers. Employer contributions averaged $705 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.86% to 1.01%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Ohio (2,284th of 3,295), and 3,568th of 5,337 in construction. In 2024, employees put in $5.29 for every $1.00 the employer contributed; active participation has grown from 154 to 175 since 2022.

Plan summary
Net assets, end of year$7,122,483
Participants with balances282
Active participants175
Employer contributions$123,292
Employee contributions$651,692
Employer contribution per active participant$705
Average account balance$25,257
Benefits paid to participants$384,029
Plan auditUnmodified (clean) audit opinion
AuditorMATTHEW J. SCARR, CPA LLC
Plan history3
Yearassets · accounts · employer contribution
2024$7.1M · 282 accts · $123K emplr
2023$6.1M · 300 accts · $118K emplr
2022$4.9M · 246 accts · $163K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$29,539
Investment management$37,222
Total administrative$66,761
The Cts Construction, Inc. 401(k) match · 2024
Employer contribution per active participant$705
Median for plans this size$1,313
2024$705 per active participant
2023$692 per active participant
2022$1,056 per active participant

Cts Construction, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment management$27,880
FIFTH THIRD BANK · Investment advisory (plan)$9,342

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$66,761 · 1.01%
2023$50,712 · 0.92%
2022$43,608 · 0.86%
Similar plansConstruction · Ohio
Construction One, Inc. OH$8.1M · 0.20%
Dfp Acquisition Corp. OH$7.7M · 0.74%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311391779 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.