Plan Ledger DOL Form 5500 · updated monthly

Cte Incorporated401(k)

CTE INCORPORATED 401(K) PLAN · CARLE PLACE, NY · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cte Incorporated reported $24,279 in plan administrative expenses for 2024: 0.41% of average plan assets, below the peer median. Employer contributions averaged $4,208 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.41%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in New York (4,165th of 5,648), and 9,205th of 11,654 in professional & technical services. In 2024, the employer put in $3.30 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$6,514,536
Participants with balances162
Active participants101
Employer contributions$425,000
Employee contributions$128,801
Employer contribution per active participant$4,208
Average account balance$40,213
Benefits paid to participants$194,808
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 162 accts · $425K emplr
2023$5.3M · 163 accts · $402K emplr
2022$4.2M · 142 accts · $353K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,329
Investment management$15,596
Trustee / custodial$1,799
Total administrative$24,279
The Cte Incorporated 401(k) match · 2024
Employer contribution per active participant$4,208
Median for plans this size$1,313
2024$4,208 per active participant
2023$3,796 per active participant
2022$3,534 per active participant

Cte Incorporated's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SENTINEL BENEFITS GROUP, LLC · Recordkeeping · Pension consulting$6,329
SENTINEL PENSION ADVISORS, LLC · Investment advisory (plan)$15,596

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$24,279 · 0.41%
2023$23,108 · 0.48%
2022$21,552 · 0.48%
Similar plansProfessional & Technical Services · New York
Nsone, Inc. NY$6.6M · 0.24%
Upstack, Inc. NY$6.5M · 0.54%
Glia Technologies, Inc. NY$6.5M · 0.43%
Levelup Hcs, LLC NY$6.3M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201452774 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.