Plan Ledger DOL Form 5500 · updated monthly

Ctc Americas, Inc.401(k)

CTC AMERICAS 401(K) PLAN · WILTON, CT · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Ctc Americas, Inc. reported $67,184 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $3,003 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 252nd-largest of 1,106 plans among Connecticut employers on file, and the 1,305th of 4,798 in finance & insurance. In 2024, employees put in $2.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$69,548,683
Participants with balances1,075
Active participants705
Employer contributions$2,117,272
Employee contributions$4,364,443
Employer contribution per active participant$3,003
Average account balance$64,696
Benefits paid to participants$8,161,767
Plan auditUnmodified (clean) audit opinion
AuditorCROWE, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$69.5M · 1,075 accts · $2.1M emplr
2023$62.0M · 953 accts · $2.1M emplr
2022$68.5M · 957 accts · $2.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$67,184
Total administrative$67,184
The Ctc Americas, Inc. 401(k) match · 2024
Employer contribution per active participant$3,003
Median for plans this size$3,635
2024$3,003 per active participant
2023$3,425 per active participant
2022$3,321 per active participant

Ctc Americas, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20247
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$12,776
VOYA RETIREMENT INS & ANNUITY CO · Investment advisory (participants)$7,278
MORNINGSTAR INVESTMENT MANAGEMENT · Investment advisory (participants)$7,278
CROWE LLP$6,563
ASCENSUS$2,012
LOREN D. STARK COMPANY · Other servicesindirect comp
MORNINGSTAR · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$67,184 · 0.10%
2023$57,604 · 0.09%
2022$66,321 · 0.11%
Same employer
Similar plansFinance & Insurance · Connecticut
Silver Point Capital, L.P. CT$81.8M · 0.00%
Tigerrisk Partners, LLC CT$79.8M · 0.13%
Union Savings Bank CT$76.9M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061416686 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.