Plan Ledger DOL Form 5500 · updated monthly

Ct Gardens, LLC401(k)

CT GARDENS 401(K) PLAN · NORTH BRANFORD, CT · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Ct Gardens, LLC reported $2,925 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,388 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Connecticut (970th of 1,106), and 4,228th of 5,215 in retail trade. In 2024, employees put in $1.33 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,435,768
Participants with balances167
Active participants100
Employer contributions$138,827
Employee contributions$184,160
Employer contribution per active participant$1,388
Average account balance$20,573
Benefits paid to participants$89,589
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.4M · 167 accts · $139K emplr
2023$2.8M · 164 accts · $142K emplr
2022$2.2M · 150 accts · $125K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,925
Total administrative$2,925
The Ct Gardens, LLC 401(k) match · 2024
Employer contribution per active participant$1,388
Median for plans this size$1,313
2024$1,388 per active participant
2023$1,416 per active participant
2022$1,154 per active participant

Ct Gardens, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$2,925 · 0.09%
2023$1,575 · 0.06%
2022$1,475 · 0.06%
Similar plansRetail Trade · Connecticut
Scs Direct Inc. CT$4.0M · 0.55%
Drust Markets, LLC CT$3.7M · 0.67%
Hy Labonne & Sons, Inc CT$3.4M · 0.03%
Mitchells Auto Parts Inc CT$3.0M · 0.07%
Secor Auto Center Inc. CT$3.0M · 0.06%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 813591500 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.