Plan Ledger DOL Form 5500 · updated monthly

Crystal Springs Services, Inc.401(k)

CRYSTAL SPRINGS SERVICES, INC. 401K PLAN · HAMBURG, NJ · plan year 2024

Reported admin expense ratio · 2024
0.56%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Crystal Springs Services, Inc. reported $29,760 in plan administrative expenses for 2024: 0.56% of average plan assets, above the peer median. Employer contributions averaged $688 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.56%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in New Jersey (1,809th of 2,419), and the 792nd of 2,240 in accommodation & food services. In 2024, employees put in $2.10 for every $1.00 the employer contributed; active participation has shrunk from 757 to 633 since 2022.

Plan summary
Net assets, end of year$6,050,922
Participants with balances269
Active participants633
Employer contributions$435,809
Employee contributions$915,942
Employer contribution per active participant$688
Average account balance$22,494
Benefits paid to participants$310,634
Plan auditUnmodified (clean) audit opinion
AuditorLIEBMAN GOLDBERG & HYMOWITZ LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.1M · 269 accts · $436K emplr
2023$4.6M · 242 accts · $390K emplr
2022$3.3M · 190 accts · $291K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,671
Investment management$24,089
Total administrative$29,760
The Crystal Springs Services, Inc. 401(k) match · 2024
Employer contribution per active participant$688
Median for plans this size$1,313
2024$688 per active participant
2023$526 per active participant
2022$385 per active participant

Crystal Springs Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SNOWDEN CAPITAL ADVISORS · Recordkeeping · Pension consulting$24,089
ADP, INC. · Loan processing · Recordkeeping$5,671

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, SNOWDEN CAPITAL ADVISORS
2023ADP, SNOWDEN CAPITAL ADVISORS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$29,760 · 0.56%
2023$21,995 · 0.56%
2022$9,421 · 0.29%
Same employer
Similar plansAccommodation & Food Services · New Jersey
Nuop Corporation NJ$10.2M · 0.74%
Hotels Unlimited, Inc. NJ$9.5M · 0.45%
Market Basket NJ$9.1M · 0.26%
Davis Enterprises NJ$3.7M · 0.80%

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Source: U.S. Department of Labor, Form 5500 series, EIN 472233413 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.