Plan Ledger DOL Form 5500 · updated monthly

Crystal Finishing Systems, Inc.401(k)

CRYSTAL FINISHING SYSTEMS, INC. 401(K) PLAN · SCHOFIELD, WI · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Crystal Finishing Systems, Inc. reported $148,982 in plan administrative expenses for 2024: 0.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,200 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.74%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 829th-largest of 1,936 plans among Wisconsin employers on file, and the 5,716th of 13,661 in manufacturing. In 2024, employees put in $1.84 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,194,355
Participants with balances816
Active participants735
Employer contributions$882,066
Employee contributions$1,620,485
Employer contribution per active participant$1,200
Average account balance$25,973
Benefits paid to participants$2,421,933
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.2M · 816 accts · $882K emplr
2023$18.9M · 832 accts · $884K emplr
2022$15.2M · 849 accts · $954K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,008
Trustee / custodial$124,974
Total administrative$148,982
The Crystal Finishing Systems, Inc. 401(k) match · 2024
Employer contribution per active participant$1,200
Median for plans this size$2,416
2024$1,200 per active participant
2023$1,171 per active participant
2022$1,211 per active participant

Crystal Finishing Systems, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
WOODTRUST BANK · Recordkeeping · Trustee$148,942

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024WOODTRUST BANK
2023WOODTRUST BANK

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$148,982 · 0.74%
2023$137,439 · 0.81%
2022$126,787 · 0.77%
Same employer
Similar plansManufacturing · Wisconsin
Kdv Label, LLC WI$21.5M · 0.30%
McMillan Electric Company WI$21.4M · 0.04%
Kewaunee Fabrications LLC WI$21.3M · 0.07%
S&S Cycle, Inc. WI$21.0M · 0.26%
Oem Fabricators, Inc. WI$20.9M · 0.27%
Dramm Corporation WI$20.6M · 0.42%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 391815965 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.