Plan Ledger DOL Form 5500 · updated monthly

Crystal Creamery Inc.401(k)

CRYSTAL CREAMERY 401(K) PLAN · MODESTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Crystal Creamery Inc. reported $49,229 in plan administrative expenses for 2024: 0.16% of average plan assets, below the peer median. Employer contributions averaged $667 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.16%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 2,495th-largest of 9,483 plans among California employers on file, and the 4,191st of 13,661 in manufacturing. In 2024, employees put in $3.77 for every $1.00 the employer contributed; active participation has shrunk from 935 to 642 since 2022.

Plan summary
Net assets, end of year$33,012,083
Participants with balances382
Active participants642
Employer contributions$428,060
Employee contributions$1,612,016
Employer contribution per active participant$667
Average account balance$86,419
Benefits paid to participants$2,441,280
Plan auditUnmodified (clean) audit opinion
AuditorATHERTON & ASSOCIATES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$33.0M · 382 accts · $428K emplr
2023$28.9M · 402 accts · $478K emplr
2022$25.8M · 476 accts · $136K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$47,978
Investment management$1,251
Total administrative$49,229
The Crystal Creamery Inc. 401(k) match · 2024
Employer contribution per active participant$667
Median for plans this size$2,416
2024$667 per active participant
2023$624 per active participant
2022$145 per active participant

Crystal Creamery Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$49,229 · 0.16%
2023$44,268 · 0.16%
2022$6,781 · 0.03%
Similar plansManufacturing · California
Zymergen Inc. CA$33.6M · 0.07%
Inova Diagnostics, Inc. CA$33.2M · 0.25%
Picarro, Inc. CA$33.1M · 0.35%
Lumenis Be, Inc. CA$32.6M · 0.59%
Weber Metals, Inc. CA$32.1M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 843472126 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.