Plan Ledger DOL Form 5500 · updated monthly

Crest Insurance Group, LLC401(k)

CREST INSURANCE GROUP, LLC 401(K) PLAN · TUCSON, AZ · plan year 2024

Reported admin expense ratio · 2024
0.64%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Crest Insurance Group, LLC reported $83,880 in plan administrative expenses for 2024: 0.64% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,379 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.64%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 449th-largest of 1,285 plans among Arizona employers on file, and 3,522nd of 4,798 in finance & insurance. In 2024, employees put in $3.73 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,712,316
Participants with balances183
Active participants249
Employer contributions$343,492
Employee contributions$1,281,161
Employer contribution per active participant$1,379
Average account balance$80,395
Benefits paid to participants$380,014
Plan auditUnmodified (clean) audit opinion
AuditorREGIER CARR & MONROE, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$14.7M · 183 accts · $343K emplr
2023$11.6M · 169 accts · $299K emplr
2022$9.1M · 158 accts · $286K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,346
Investment management$79,534
Total administrative$83,880
The Crest Insurance Group, LLC 401(k) match · 2024
Employer contribution per active participant$1,379
Median for plans this size$2,416
2024$1,379 per active participant
2023$1,242 per active participant
2022$1,256 per active participant

Crest Insurance Group, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$36,875
EMPOWER ADVISORY GROUP, LLC · Investment management$14,747
JULY BUSINESS SERVICES · Contract administrator$2,889

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$83,880 · 0.64%
2023$62,294 · 0.60%
2022$64,450 · 0.67%
Same employer
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Copper State Credit Union AZ$11.6M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 272359016 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.