Plan Ledger DOL Form 5500 · updated monthly

Credit Union of Denver401(k)

CREDIT UNION OF DENVER RETIREMENT / 401(K) PLAN · LAKEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.41%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Credit Union of Denver reported $50,518 in plan administrative expenses for 2024: 0.41% of average plan assets, above the peer median. Employer contributions averaged $4,227 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.41%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 679th-largest of 1,461 plans among Colorado employers on file, and 3,626th of 4,798 in finance & insurance. In 2024, employees put in $1.19 for every $1.00 the employer contributed; active participation has grown from 109 to 164 since 2022.

Plan summary
Net assets, end of year$13,719,514
Participants with balances196
Active participants164
Employer contributions$693,202
Employee contributions$826,855
Employer contribution per active participant$4,227
Average account balance$69,998
Benefits paid to participants$485,073
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.7M · 196 accts · $693K emplr
2023$11.1M · 179 accts · $496K emplr
2022$9.1M · 132 accts · $404K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,559
Investment management$10,659
Total administrative$50,518
The Credit Union of Denver 401(k) match · 2024
Employer contribution per active participant$4,227
Median for plans this size$2,416
2024$4,227 per active participant
2023$3,354 per active participant
2022$3,707 per active participant

Credit Union of Denver's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA RETIREMENT INSURANCE & ANNUITY · Investment advisory (participants)$41,598
VOYA RETIREMENT ADVISORS, LLC · Investment advisory (participants)$8,182
GLOBAL RETIREMENT PARTNERS LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$50,518 · 0.41%
2023$41,216 · 0.41%
2022$50,532 · 0.44%
Same employer
Similar plansFinance & Insurance · Colorado
Megastar Financial Corp. CO$17.0M · 0.48%
Riot Platforms, Inc. CO$14.9M · 0.61%
First Pioneer Bank Corp. CO$13.5M · 0.48%
Funding Circle USA, Inc. CO$12.6M · 0.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840186846 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.