Plan Ledger DOL Form 5500 · updated monthly

Credit Control, LLC401(k)

CREDIT CONTROL, LLC 401(K) PLAN · EARTH CITY, MO · plan year 2024

Reported admin expense ratio · 2024
0.73%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Credit Control, LLC reported $74,937 in plan administrative expenses for 2024: 0.73% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,059 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.00% to 0.73%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Missouri (792nd of 1,393), and the 933rd of 2,534 in administrative & support services. In 2024, employees put in $3.14 for every $1.00 the employer contributed; active participation has grown from 299 to 333 since 2022.

Plan summary
Net assets, end of year$11,319,955
Participants with balances285
Active participants333
Employer contributions$352,548
Employee contributions$1,107,569
Employer contribution per active participant$1,059
Average account balance$39,719
Benefits paid to participants$422,226
Plan auditUnmodified (clean) audit opinion
AuditorWIPFIL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$11.3M · 285 accts · $353K emplr
2023$9.3M · 258 accts · $313K emplr
2022$7.3M · 270 accts · $300K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$74,937
Total administrative$74,937
The Credit Control, LLC 401(k) match · 2024
Employer contribution per active participant$1,059
Median for plans this size$2,416
2024$1,059 per active participant
2023$1,063 per active participant
2022$1,003 per active participant

Credit Control, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
VOYA RETIREMENT INSURANCE AND ANNUI · Investment advisory (participants)$202
NORTHWESTERN MUTUAL INVESTEMENT SERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$74,937 · 0.73%
2023$61,772 · 0.75%
2022$75,882 · 1.00%
Same employer
Similar plansAdministrative & Support Services · Missouri
Jay Henges Enterprises Inc. MO$23.4M · 0.36%
Safe Haven Holdings Inc. MO$20.5M · 0.40%
Simploy, Inc. MO$11.8M · 0.89%
Pestco, LLC MO$6.1M · 0.36%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 010861651 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.