Plan Ledger DOL Form 5500 · updated monthly

Creative World of Child Care In401(k)

CREATIVE WORLD OF CHILD CARE INC 401K PLAN · DAYTON, OH · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Creative World of Child Care In reported $7,778 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $853 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.27%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Ohio (2,811th of 3,295), and 2,691st of 3,091 in educational services. In 2024, employees put in $2.09 for every $1.00 the employer contributed; active participation has grown from 49 to 106 since 2022.

Plan summary
Net assets, end of year$3,263,688
Participants with balances129
Active participants106
Employer contributions$90,368
Employee contributions$189,158
Employer contribution per active participant$853
Average account balance$25,300
Benefits paid to participants$72,275
Plan auditUnmodified (clean) audit opinion
AuditorDUVALL AND ASSOCIATES
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 129 accts · $90K emplr
2023$2.6M · 119 accts · $89K emplr
2022$2.0M · 116 accts · $87K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$845
Investment management$6,933
Total administrative$7,778
The Creative World of Child Care In 401(k) match · 2024
Employer contribution per active participant$853
Median for plans this size$1,313
2024$853 per active participant
2023$1,064 per active participant
2022$1,780 per active participant

Creative World of Child Care In's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
RIGHTWEALTH ADVISORS, LLC. · Recordkeeping · Trustee$6,932
ADP, INC. · Recordkeeping · Investment advisory (participants)$845
ADP BROKER-DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, RIGHTWEALTH ADVISORS, LLC.
2023ADP, RIGHTWEALTH ADVISORS, LLC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$7,778 · 0.27%
2023$6,128 · 0.27%
2022$5,549 · 0.26%
Similar plansEducational Services · Ohio
Ccde/Oakstone Academy OH$6.9M · 0.50%
Fred J. Miller, Inc. OH$3.8M · 0.62%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 310858111 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.