Plan Ledger DOL Form 5500 · updated monthly

Creative Sign Designs, LLC401(k)

CREATIVE SIGN DESIGNS SAVINGS PLAN · TAMPA, FL · plan year 2024

Reported admin expense ratio · 2024
1.86%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Creative Sign Designs, LLC reported $43,750 in plan administrative expenses for 2024: 1.86% of average plan assets, higher than ~90% of peers. Employer contributions averaged $253 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.09% to 1.86%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Florida (2,943rd of 3,644), and 12,451st of 13,661 in manufacturing. In 2024, employees put in $16.52 for every $1.00 the employer contributed; active participation has grown from 92 to 114 since 2022.

Plan summary
Net assets, end of year$2,699,048
Participants with balances122
Active participants114
Employer contributions$28,851
Employee contributions$476,740
Employer contribution per active participant$253
Average account balance$22,123
Benefits paid to participants$110,643
Plan auditUnmodified (clean) audit opinion
AuditorLISA SMITHSON & CO
Plan history3
Yearassets · accounts · employer contribution
2024$2.7M · 122 accts · $29K emplr
2023$2.0M · 108 accts · $18K emplr
2022$1.8M · 102 accts · $15K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$20,172
Investment management$13,478
Audit (IQPA)$10,100
Total administrative$43,750
The Creative Sign Designs, LLC 401(k) match · 2024
Employer contribution per active participant$253
Median for plans this size$1,313
2024$253 per active participant
2023$182 per active participant
2022$168 per active participant

Creative Sign Designs, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ADP, INC. · Loan processing · Recordkeeping$20,172
PENSIONMARK FINANCIAL GROUP, LLC · Recordkeeping · Pension consulting$13,479
LS AND COMPANY · Recordkeeping · Pension consulting$10,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, LS AND COMPANY, PENSIONMARK FINANCIAL GROUP, LLC
2023ADP, LS AND COMPANY, PENSIONMARK FINANCIAL GROUP, LLC

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Administrative cost history3
2024$43,750 · 1.86%
2023$42,020 · 2.19%
2022$39,993 · 2.09%
Same employer
Similar plansManufacturing · Florida
Composite Modules, Inc. FL$2.9M · 1.23%
Venus Concept USA Inc. FL$2.9M · 1.20%
Salvo Technologies, Inc. FL$2.5M · 0.33%
Jsm & Associates, LLC FL$2.5M · 0.86%

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Source: U.S. Department of Labor, Form 5500 series, EIN 202975242 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.