Plan Ledger DOL Form 5500 · updated monthly

Creative Consulting Services, Inc.401(k)

CREATIVE CONSULTING SERVICES, INC. 401(K) PLAN · WINDER, GA · plan year 2024

Reported admin expense ratio · 2024
0.24%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Creative Consulting Services, Inc. reported $11,678 in plan administrative expenses for 2024: 0.24% of average plan assets, below the peer median. Employer contributions averaged $1,246 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.29% to 0.24%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Georgia (1,606th of 2,160), and 9,737th of 11,654 in professional & technical services. In 2024, employees put in $1.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,152,175
Participants with balances110
Active participants111
Employer contributions$138,348
Employee contributions$214,431
Employer contribution per active participant$1,246
Average account balance$46,838
Benefits paid to participants$216,878
Plan auditUnmodified (clean) audit opinion
AuditorMARSHALL JONES
Plan history3
Yearassets · accounts · employer contribution
2024$5.2M · 110 accts · $138K emplr
2023$4.5M · 119 accts · $163K emplr
2022$3.6M · 122 accts · $407K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,678
Total administrative$11,678
The Creative Consulting Services, Inc. 401(k) match · 2024
Employer contribution per active participant$1,246
Median for plans this size$1,313
2024$1,246 per active participant
2023$1,337 per active participant
2022$3,510 per active participant

Creative Consulting Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ALERUS FINANCIAL, N.A. · Recordkeeping · Loan processing$4,357
BEACON FINANCIAL ADVISORS, INC. · Investment advisory (participants) · Investment advisory (plan)$7,321

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus
2023Alerus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$11,678 · 0.24%
2023$10,039 · 0.25%
2022$10,436 · 0.29%
Same employer
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Ganuch, Inc. GA$5.2M · 0.40%
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Source: U.S. Department of Labor, Form 5500 series, EIN 582516943 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.