Plan Ledger DOL Form 5500 · updated monthly

Creative Child Care, Inc.401(k)

403(B) THRIFT PLAN FOR EMPLOYEES OF CREATIVE CHILD CARE, INC. · STOCKTON, CA · plan year 2020

Reported admin expense ratio · 2020
0.11%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Creative Child Care, Inc. reported $1,185 in plan administrative expenses for 2020: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 294 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in California (8,882nd of 9,483), and 2,992nd of 3,091 in educational services.

Plan summary
Net assets, end of year$887,554
Participants with balances87
Active participants150
Employer contributions$0
Employee contributions$66,263
Employer contribution per active participant$0
Average account balance$10,202
Benefits paid to participants$711,409
Plan auditDisclaimer of opinion
AuditorATHERTON & ASSOCIATES
Plan history2
Yearassets · accounts · employer contribution
2022$826K · 71 accts
2020$888K · 87 accts
The Creative Child Care, Inc. 401(k) match · 2020
Employer contribution per active participant$0
Median for plans this size$893

Creative Child Care, Inc.'s 2020 employer contribution ran below the $893 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2020 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history2
2022$712 · 0.09%
2020$1,185 · 0.11%
Same employer
Similar plansEducational Services · California
Kolbe Academy Inc CA$1.2M · 0.91%
Legacy Education Inc CA$1.1M · 0.82%
Grimmway Schools, Inc. CA$831K · 0.76%
Children's Paradise, Inc. CA$810K · 1.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680258578 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.