Plan Ledger DOL Form 5500 · updated monthly

Creative Alternatives, Inc.DC plan

CREATIVE ALTERNATIVES, INC RETIREMENT PLAN & TRUST · TURLOCK, CA · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Creative Alternatives, Inc. reported $55,900 in plan administrative expenses for 2024: 0.58% of average plan assets, above the peer median. Employer contributions averaged $1,175 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (5,448th of 9,483), and the 5,694th of 11,911 in health care & social assistance.

Plan summary
Net assets, end of year$10,013,236
Participants with balances235
Active participants204
Employer contributions$239,722
Employee contributions—
Employer contribution per active participant$1,175
Average account balance$42,610
Benefits paid to participants$503,569
Plan auditUnmodified (clean) audit opinion
AuditorATHERTON & ASSOCIATES, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$10.0M · 235 accts · $240K emplr
2023$9.2M · 266 accts · $243K emplr
2022$8.4M · 267 accts · $228K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,205
Investment management$18,695
Total administrative$55,900
Employer contributions to the Creative Alternatives, Inc. plan · 2024
Employer contribution per active participant$1,175
Median for plans this size$1,313
2024$1,175 per active participant
2023$1,221 per active participant
2022$1,118 per active participant

Creative Alternatives, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$37,205

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$55,900 · 0.58%
2023$52,065 · 0.59%
2022$50,667 · 0.59%
All plans at this employer2
CREATIVE ALTERNATIVES, INC EMPLOYEE SAVINGS PLAN403(b)
CREATIVE ALTERNATIVES, INC RETIREMENT PLAN & TRUSTDefined-contribution plan
Same employer
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Eskaton Properties, Inc. CA$10.1M · 0.42%
Koinonia Foster Homes Inc. CA$10.1M · 0.27%
Bolsa Medical Group CA$10.1M · 0.08%
Baywood Court CA$10.0M · 0.66%
Peach Tree Healthcare CA$10.0M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942378380 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.