Plan Ledger DOL Form 5500 · updated monthly

Crawford Heating and Cooling, Inc.401(k)

CRAWFORD HEATING & COOLING, INC. PROFIT SHARING PLAN · ROCK ISLAND, IL · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Crawford Heating and Cooling, Inc. reported $63,996 in plan administrative expenses for 2024: 0.71% of average plan assets, above the peer median. Employer contributions averaged $2,315 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Illinois (2,377th of 3,702), and 3,069th of 5,337 in construction. In 2024, employees put in $1.70 for every $1.00 the employer contributed; active participation has shrunk from 170 to 153 since 2022.

Plan summary
Net assets, end of year$10,163,984
Participants with balances134
Active participants153
Employer contributions$354,250
Employee contributions$603,120
Employer contribution per active participant$2,315
Average account balance$75,851
Benefits paid to participants$339,080
Plan auditUnmodified (clean) audit opinion
AuditorHONKAMP, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$10.2M · 134 accts · $354K emplr
2023$7.9M · 198 accts · $356K emplr
2022$6.2M · 164 accts · $329K emplr
The Crawford Heating and Cooling, Inc. 401(k) match · 2024
Employer contribution per active participant$2,315
Median for plans this size$1,313
2024$2,315 per active participant
2023$2,120 per active participant
2022$1,934 per active participant

Crawford Heating and Cooling, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
MORGAN STANLEY · Investment advisory (plan)$22,323
AT RETIREMENT SERVICE LLC · Contract administrator$9,167
AMERICAN TRUST COMPANY · Contract administrator$5,500
EMPOWER ADVISORY GROUP LLC · Investment management$534

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$63,996 · 0.71%
2023$41,332 · 0.59%
2022$46,066 · 0.70%
Same employer
Similar plansConstruction · Illinois
Fortis Fire & Safety Inc. IL$12.3M · 0.45%
Slab Masters, Inc. IL$12.1M · 0.54%
U.S. Waterproofing IL$10.1M · 0.65%
Optima, Inc. IL$9.3M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 362495336 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.