Plan Ledger DOL Form 5500 · updated monthly

Cramer Production Business Trust401(k)

CRAMER PRODUCTION EMPLOYEE'S 401(K) PLAN · NORWOOD, MA · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Cramer Production Business Trust reported $35,071 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $1,937 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,009th-largest of 2,726 plans among Massachusetts employers on file, and the 4,164th of 11,654 in professional & technical services. In 2024, employees put in $6.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$30,151,213
Participants with balances210
Active participants112
Employer contributions$216,924
Employee contributions$1,358,698
Employer contribution per active participant$1,937
Average account balance$143,577
Benefits paid to participants$1,480,118
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$30.2M · 210 accts · $217K emplr
2023$25.5M · 216 accts · $252K emplr
2022$22.4M · 221 accts · $308K emplr
Administrative expenses, itemized · 2024
Investment management$37,500
Total administrative$35,071
The Cramer Production Business Trust 401(k) match · 2024
Employer contribution per active participant$1,937
Median for plans this size$2,416
2024$1,937 per active participant
2023$1,986 per active participant
2022$2,571 per active participant

Cramer Production Business Trust's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE WATERFORD GROUP LLC · Investment advisory (plan)$46,875
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$35,071 · 0.13%
2023$38,598 · 0.16%
2022$28,301 · 0.11%
Same employer
Similar plansProfessional & Technical Services · Massachusetts
Tonneson & Company, PC MA$30.0M · 0.11%
Wasabi Technologies LLC MA$29.8M · 0.05%
Keches Law Group, P. C. MA$29.6M · 0.63%
Clark & Elbing LLP MA$29.1M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201291865 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.