Plan Ledger DOL Form 5500 · updated monthly

Craig Scott, Inc.401(k)

SCOTT AUTO GROUP 401(K) PLAN · WEST CHESTER, PA · plan year 2024

Reported admin expense ratio · 2024
0.12%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Craig Scott, Inc. reported $21,244 in plan administrative expenses for 2024: 0.12% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,795 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.124% to 0.116%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 1,573rd-largest of 3,651 plans among Pennsylvania employers on file, and the 1,493rd of 5,215 in retail trade. In 2024, employees put in $2.79 for every $1.00 the employer contributed; active participation has grown from 189 to 249 since 2022.

Plan summary
Net assets, end of year$19,390,394
Participants with balances327
Active participants249
Employer contributions$446,963
Employee contributions$1,246,344
Employer contribution per active participant$1,795
Average account balance$59,298
Benefits paid to participants$1,901,863
Plan auditUnmodified (clean) audit opinion
AuditorBOYER & RITTER LLC
Plan history3
Yearassets · accounts · employer contribution
2024$19.4M · 327 accts · $447K emplr
2023$17.4M · 306 accts · $409K emplr
2022$13.7M · 260 accts · $403K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,744
Total administrative$21,244
The Craig Scott, Inc. 401(k) match · 2024
Employer contribution per active participant$1,795
Median for plans this size$2,416
2024$1,795 per active participant
2023$1,711 per active participant
2022$2,131 per active participant

Craig Scott, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
BOYER & RITTER, LLC · Accounting / audit$14,500
LPL FINANCIAL LLC · Investment advisory (plan)indirect comp
OSAIC FA INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$21,244 · 0.12%
2023$19,151 · 0.12%
2022$18,022 · 0.12%
Same employer
Similar plansRetail Trade · Pennsylvania
Turn 5, Inc PA$21.0M · 0.43%
Rutter's PA$20.3M · 0.41%
Smail Company, Inc. PA$20.3M · 0.36%
Reedman-Toll, L.P. PA$20.2M · 0.27%
Boyers Food Markets Inc. PA$19.2M · 0.02%
Sloane Automotive Group PA$18.8M · 0.47%
Allen Imports, LTD., Inc. PA$18.5M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232297240 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.