Plan Ledger DOL Form 5500 · updated monthly

Cppib America Inc.401(k)

CPPIB AMERICA INC.401(K) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Cppib America Inc. reported $34,607 in plan administrative expenses for 2024: 0.26% of average plan assets, below the peer median. Employer contributions averaged $9,061 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.26%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in New York (2,937th of 5,648), and 3,475th of 4,798 in finance & insurance. In 2024, employees put in $2.03 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,296,070
Participants with balances139
Active participants93
Employer contributions$842,673
Employee contributions$1,707,890
Employer contribution per active participant$9,061
Average account balance$110,044
Benefits paid to participants$1,046,420
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2024$15.3M · 139 accts · $843K emplr
2023$11.7M · 132 accts · $791K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$840
Investment management$33,767
Total administrative$34,607
The Cppib America Inc. 401(k) match · 2024
Employer contribution per active participant$9,061
Median for plans this size$2,416
2024$9,061 per active participant
2023$7,993 per active participant

Cppib America Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping$840
TOWERS WATSON INVESTMENT SERVICES · Investment advisory (plan)$33,767

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$34,607 · 0.26%
2023$25,621 · 0.25%
Similar plansFinance & Insurance · New York
Hereford Insurance Company NY$15.6M · 0.41%
Blink Health Group, LLC NY$15.5M · 0.06%
Primma LLC NY$14.6M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800912460 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.