Plan Ledger DOL Form 5500 · updated monthly

Cpd Distribution, LLC401(k)

ZIMMER GREAT LAKES 401(K) PLAN · TROY, MI · plan year 2024

Reported admin expense ratio · 2024
0.94%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Cpd Distribution, LLC reported $85,219 in plan administrative expenses for 2024: 0.94% of average plan assets, higher than ~75% of peers. Employer contributions averaged $949 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.82% to 0.94%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Michigan (1,514th of 2,619), and the 5,574th of 11,911 in health care & social assistance. In 2024, employees put in $7.35 for every $1.00 the employer contributed; active participation has grown from 125 to 194 since 2022.

Plan summary
Net assets, end of year$10,434,332
Participants with balances204
Active participants194
Employer contributions$184,145
Employee contributions$1,353,707
Employer contribution per active participant$949
Average account balance$51,149
Benefits paid to participants$634,619
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.4M · 204 accts · $184K emplr
2023$7.8M · 152 accts · $159K emplr
2022$6.2M · 141 accts · $136K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,931
Investment management$66,288
Total administrative$85,219
The Cpd Distribution, LLC 401(k) match · 2024
Employer contribution per active participant$949
Median for plans this size$1,313
2024$949 per active participant
2023$1,075 per active participant
2022$1,088 per active participant

Cpd Distribution, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
NORTHWESTERN MUTUAL INVESTMENT SERV · Recordkeeping · Pension consulting$49,339
ADP, INC. · Loan processing · Recordkeeping$18,930
CVHT PLC · Recordkeeping · Pension consulting$8,950
DOEREN MAYHEW & CO., P.C. · Recordkeeping · Pension consulting$8,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, CVHT PLC, DOEREN MAYHEW & CO., P.C., NORTHWESTERN MUTUAL INVESTMENT SERV
2023ADP

This plan has changed recordkeepers within these filings. If you left Cpd Distribution, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$85,219 · 0.94%
2023$107,233 · 1.53%
2022$53,254 · 0.82%
Same employer
Similar plansHealth Care & Social Assistance · Michigan
D. a. Blodgett - St. John's MI$11.0M · 0.42%
Medstar, Inc. MI$10.9M · 0.45%
Moka Corporation MI$10.7M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 273717322 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.