Plan Ledger DOL Form 5500 · updated monthly

County Bank401(k) + ESOP (KSOP)

COUNTY BANK 401(K) EMPLOYEE STOCK OWNERSHIP PLAN · REHOBOTH BEACH, DE · plan year 2024

Reported admin expense ratio · 2024
0.23%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

County Bank reported $26,862 in plan administrative expenses for 2024: 0.23% of average plan assets, below the peer median. Employer contributions averaged $1,527 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.27% to 0.23%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in Delaware (133rd of 242), and 3,723rd of 4,798 in finance & insurance. In 2024, employees put in $3.63 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$12,643,360
Participants with balances101
Active participants93
Employer contributions$142,028
Employee contributions$516,001
Employer contribution per active participant$1,527
Average account balance$125,182
Benefits paid to participants$369,071
Plan auditUnmodified (clean) audit opinion
AuditorUHY LLP
Plan history3
Yearassets · accounts · employer contribution
2024$12.6M · 101 accts · $142K emplr
2023$10.6M · 99 accts · $138K emplr
2022$9.6M · 104 accts · $124K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$22,709
Trustee / custodial$1,153
Total administrative$26,862
The County Bank 401(k) match · 2024
Employer contribution per active participant$1,527
Median for plans this size$2,416
2024$1,527 per active participant
2023$1,473 per active participant
2022$1,336 per active participant

County Bank's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PENTEGRA SERVICES, INC. · Contract administrator · Recordkeeping$14,203

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Pentegra
2023Pentegra

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$26,862 · 0.23%
2023$25,585 · 0.25%
2022$27,568 · 0.27%
Similar plansFinance & Insurance · Delaware
Artisans' Bank DE$27.9M · 0.21%
Continental Finance Company DE$20.4M · 0.29%
Partners Bancorp DE$14.6M · 0.27%
Rath Incorporated DE$5.4M · 0.33%
Live Well Financial Inc. DE$359K · 5.17%

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Source: U.S. Department of Labor, Form 5500 series, EIN 510317446 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.