Plan Ledger DOL Form 5500 · updated monthly

Council on Aging, Inc.401(k)

COUNCIL ON AGING & ALL CARE, INC. 401(K) RETIREMENT & SAVINGS PLAN · MULLENS, WV · plan year 2025

Reported admin expense ratio · 2025
0.14%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Council on Aging, Inc. reported $1,867 in plan administrative expenses for 2025: 0.14% of average plan assets, lower than ~75% of peers. Employer contributions averaged $393 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.29% to 0.14%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in West Virginia (244th of 265), and 10,517th of 11,911 in health care & social assistance. In 2025, employees put in $1.44 for every $1.00 the employer contributed; active participation has grown from 148 to 189 since 2022.

Plan summary
Net assets, end of year$1,440,997
Participants with balances128
Active participants189
Employer contributions$74,365
Employee contributions$107,252
Employer contribution per active participant$393
Average account balance$11,258
Benefits paid to participants$200,612
Plan auditUnmodified (clean) audit opinion
AuditorGRAY, GRIFFITH, & MAYS A.C.
Plan history4
Yearassets · accounts · employer contribution
2025$1.4M · 128 accts · $74K emplr
2024$1.3M · 106 accts · $41K emplr
2023$1.1M · 103 accts · $38K emplr
2022$931K · 116 accts · $38K emplr
The Council on Aging, Inc. 401(k) match · 2025
Employer contribution per active participant$393
Median for plans this size$1,464
2025$393 per active participant
2024$262 per active participant
2023$257 per active participant
2022$259 per active participant

Council on Aging, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$1,867 · 0.14%
2024$2,120 · 0.18%
2023$4,853 · 0.49%
2022$2,853 · 0.29%
Similar plansHealth Care & Social Assistance · West Virginia
Best Life Therapy, LLC WV$2.4M · 0.86%
Jan-Care Ambulance, Inc. WV$2.1M · 0.51%
Edgewood Summit, Inc. WV$1.3M · 0.99%
Defelicegroup, Inc. WV$1.2M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 550531508 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.